Charlotte Gordon-El

200 Smarty Jones Terrace

Havre De Grace, MD
$ 499,900 Beds 3 Baths 3 Sq 2,990 Virtual Tour
Monthly Estimate* How much can I afford?

Live every day like youre on vacation in the prestigious, gated community of Bulle Rock! This stunning detached colonial blends timeless elegance with modern comfort, offering a lifestyle as exceptional as its surroundings. Step inside to find gleaming hardwood floors that flow throughout the main level, a gracious formal living room with soaring cathedral ceilings, and a private main-level officeideal for remote work or quiet reading. The gourmet kitchen is a showpiece, featuring granite countertops, premium stainless steel appliances, and a sunlit breakfast area that opens to the inviting family room, where a warm fireplace sets the perfect tone for gatherings. The main-level primary suite is a serene retreat, complete with a spa-inspired bath boasting a deep soaking tub, and a separate walk-in shower your personal oasis after a day of leisure. A second bedroom and full bath on the main level offer comfort and convenience for guests, while the upper level provides an additional bedroom, full bath and sitting area for privacy and flexibility. The spacious lower level offers abundant storage or the potential to create your own customized living space. A 2-car garage and extended driveway provide ample parking for residents and visitors alike. At Bulle Rock, youre not just buying a homeyoure investing in a lifestyle. The world-class clubhouse serves as the vibrant centerpiece, featuring indoor and outdoor pools, tennis courts, a fully equipped fitness center, meeting rooms, and spaces for social gatherings. Miles of scenic walking and jogging trails wind through beautifully manicured grounds, while playgrounds and lush open spaces invite relaxation and recreation. With 24/7 gated security, exceptional amenities, and a true sense of community, every day here feels like a luxury getaway.

ACTIVE

  • Price
  • $ 499,900
  • City
  • Havre De Grace
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • HARFORD
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.16 Acres
  • Zip
  • 21078
  • Sqr Footage
  • 2,990
  • Year Built
  • 2006
  • Taxes
  • $ 5628
  • Style
  • Colonial,Loft
  • MLS#
  • MDHR2046136
Listed By: Christopher J Cooke with Berkshire Hathaway HomeServices Homesale Realty - 4108142400;
Data Source: Bright MLS

Features

General

Living Area 2990
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Appliances Dishwasher,Dryer,Washer,Built-In Microwave,Disposal,Oven/Range - Gas,Refrigerator
Zoning R
HOA Fee 372.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Lawn Maintenance,Pool(s),Road Maintenance,Snow Removal,Trash,Security Gate
Architectural Style Colonial,Loft
Security Features Security Gate
Construction Materials Brick,Vinyl Siding
School District HARFORD COUNTY PUBLIC SCHOOLS
Year Built 2006
Levels 3
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County HARFORD
New Construction No
Property Type Residential
Association Amenities Bike Trail,Billiard Room,Common Grounds,Community Center,Exercise Room,Gated Community,Hot tub,Jog/Walk Path,Library,Meeting Room,Pool - Indoor,Pool - Outdoor,Sauna,Security,Tennis Courts,Tot Lots/Pl
HOA Yes
Subdivision Name BULLE ROCK
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions Bulle Rock Pkwy to Smarty Jones Ter
City HAVRE DE GRACE
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 7080.00
Tax Assessed Value 370700.0
Tax Annual Amount 5628.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 167.19
Lease Considered Y/N Yes
Vacation Rental Y/N No
Virtual Tour https://my.matterport.com/show/?m=3TtBGsaZAMZ
Total SQFT 5012
Builder Name DR HORTON
Standard Status Active
Year Built Source Estimated
Legal Subdivision BULLE ROCK
Association Recreation Fee No

Interior Features

Interior Amenities Family Room Off Kitchen,Kitchen - Island,Kitchen - Eat-In,Primary Bath(s),Entry Level Bedroom,Floor Plan - Traditional,Carpet,Breakfast Area,Chair Railings,Combination Kitchen/Dining,Dining Area,Bath
Heating Fuel Natural Gas
Basement Unfinished
Total Fireplaces 1
Fireplace Features Mantel(s),Screen
Hot Water Natural Gas
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2990
Central Air Y/N Yes
Total Bedrooms 3
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Kitchen,Family Room,Basement,Foyer,Office,Recreation Room
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 2022
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Bedrooms Count All Upper Levels 1
Bedrooms Count Upper Level 1 1
Bathrooms Full Upper Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count Lower Level 1 0.00
Bathrooms Count All Upper Levels 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool Yes - Community
Lot Features Corner,Landscaping
Water Source Public
Total Parking Spaces 2
Garage Features Garage - Front Entry
Type of Parking Off Street,Attached Garage
Foundation Details Other
Water View Y/N No
Lot Size Acres 0.16
Lot Size Source Estimated
Waterfront Y/N No
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Room Details

Basement Lower 1 Basement - Unfinished
Bedroom 2 Main Flooring - Carpet
Bedroom 3 Upper 1 Flooring - Carpet
Dining Room Main Flooring - HardWood,Chair Rail
Family Room Main Fireplace - Electric,Flooring - HardWood,Lighting - Recessed
Foyer Main Flooring - HardWood
Kitchen Main Breakfast Nook,Flooring - HardWood,Island,Kitchen - Eat-in,Kitchen - Electric Cooking
Living Room Main Cathedral/Vaulted Ceiling,Flooring - HardWood
Office Main Flooring - HardWood
Primary Bedroom Main Attached Bathroom,Flooring - Carpet,Walk-In Closet(s),Bathroom - Soaking Tub,Bathroom - Tub Shower
Recreation Room Upper 1 Flooring - Carpet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/14/2025 Listed $539,900
9/16/2025 4% - $519,900
9/5/2026 4% - $499,900

Property vs Zip Code Average in 21078

Price
AVG $580K
$500K
Taxes
AVG $6,134
$5,628
Year Built
AVG 1986
2006
Visits
AVG 593
2964
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

200 Smarty Jones Terrace Havre De Grace, MD is a Single Family Home for sale at $499900 with 2990 sqft and a lot size of 0.16 Acres Acre(s). 200 Smarty Jones Terrace Havre De Grace has 3 bedrooms, 3 baths and was built in 2006. The property's zip code is 21078 which is in Havre De Grace, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Charlotte Gordon-El

Charlotte Gordon-El

REALTOR®

443-322-6795

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